Health insurance must now be offered to everyone. This means that people cannot be denied for any reason and insurance companies cannot charge more due to gender or current health status. Additionally, insurance companies cannot drop coverage for an individual if they become sick or if there was a mistake on their application.
Perhaps the largest benefit has been the implementation of the Health Insurance Marketplace. This federal program allows individuals to compare health insurance plans and obtain coverage that best fits their needs. Cost assistance is also made available to individuals and families who qualify.
You may find the Health Insurance Marketplace to be a challenging program to figure out. This is where WNC Health Insurance shines. We are here to walk you through the Health Insurance Marketplace, help you discover whether or not you qualify for Obamacare health insurance subsidies, and help you choose your best plan from the multitude of health insurance plans that are made available to North Carolinians at the Health Insurance Marketplace. There is no charge for our services.
Under Obamacare, health insurance coverage cannot be denied due to a pre-existing health condition. This means that people with diabetes, heart disease and other issues who may have been previously denied coverage, are able to get the coverage they require. Seniors can receive better care, and young adults can stay on the plans of their parents until they reach the age of 26.
Obamacare has also made it possible for people to get preventative services covered with no out-of-pocket expenses. This includes annual check-ups, prostate exams and mammograms.
Contact WNC Health Insurance today to find out more about how you can benefit from Obamacare. We can walk you through the complex world of Obamacare and help you choose the best health insurance coverage for you/your family!